Valuable Independant Mortgage Advice

First time purchase

Buying Your First Home? You're Not Alone

We understand that buying your first home can feel overwhelming, but it doesn’t have to be. As the agent you can trust, we’re here to support you at every stage of the journey. That’s why we’ve partnered with L&C Mortgages, the UK’s largest fee-free mortgage broker, as we believe they offer outstanding service.

L&C’s friendly and knowledgeable advisers are available seven days a week, and they specialise in helping first-time buyers like you navigate the mortgage process. From understanding affordability and repayments, to exploring your options and securing that all-important Mortgage in Principle, their team is there to make things simple and clear.

They’ll answer your questions with honesty and clarity, providing accurate guidance and always putting your best interests first. With access to a broad range of mortgage deals, including exclusive products not available elsewhere, they ensure you’re in the strongest position when the right property becomes available.

With Integra Estates and L&C by your side, you can feel confident, informed and well supported, from your very first viewing right through to the moment you collect your keys.

Re-Mortgage

Time to Re-Mortgage? Let’s Make It Work for You

Your mortgage should work around your life, not the other way round. Whether your fixed rate is coming to an end, you're looking to release equity, or simply want a better deal, remortgaging can be a powerful way to take control of your finances..

L&C’s expert advisers can help you find the remortgage product that best suits your personal circumstances. And because their advice is completely fee-free, you’ll never pay a penny for their support.

Most importantly, L&C provides a process that is both stress free and jargon free. Their advisers are available seven days a week to discuss your needs, answer your questions and offer clear, honest guidance, always with your best interests at heart.

At Integra Estates, we only recommend services we would genuinely use ourselves. L&C shares our core values of honesty, transparency and client care, which is exactly why we trust them to help our clients make sound financial decisions.

So, whether you're remortgaging to save money, restructure your finances or release funds, let L&C take care of the hard work and help you move forward with confidence.

Moving Home

When moving home, one option you might consider is porting your existing mortgage, which means transferring your current mortgage deal to your new property. This can seem like a convenient choice, especially if you’re on a favourable rate or hoping to avoid early repayment charges. However, while porting can work well for some, it’s not always the most cost-effective or flexible solution.

For example, if you’re moving to a larger property and need to borrow more, your existing lender might not offer competitive terms on the additional borrowing. Or you may be planning improvements to your new home and require a mortgage that supports this level of flexibility. Even small changes in your circumstances, such as income or credit status, could impact your ability to port the mortgage at all.

That’s where London and Country Mortgages (L&C) can help. As the UK’s largest fee-free mortgage broker, L&C provides a completely impartial service, offering access to more lenders and products than any other broker, including some exclusive deals you won’t find on the high street.

Whether you are looking to port your current mortgage or explore options for a brand new one, L&C’s expert advisers are on hand to guide you every step of the way. With a short, no-obligation phone call, they will take the time to understand your circumstances and help you find the best path forward, potentially saving you thousands over the life of your mortgage.

Buy To Let

Whether you’re an experienced landlord expanding your portfolio or taking your first step into the rental market, securing the right buy to let mortgage is key to maximising your investment returns.

At Integra Estates, the agent you can trust, we know your in good hands with L&C’s dedicated experts who have supported thousands of landlords across the UK. They know the market inside out and can guide you through every stage, from understanding lender criteria and affordability assessments to choosing between interest only and repayment options.

Buy to let mortgages often come with added layers of complexity, but with L&C, the process is made simple and efficient. From your initial enquiry to completion, their team takes care of the detail, allowing you to focus on what really matters, securing the right property and making a smart investment.

If you’re considering a buy to let mortgage or want to review your current deal, speak with L&C today and benefit from expert guidance and honest advice trusted by landlords nationwide.

New Build Homes

There is something truly exciting about being the first person to live in a brand new home. With fresh paint, modern design, no upward chain and the opportunity to personalise your space from day one, new build properties remain a popular choice, particularly for first time buyers and growing families.

We recognise the unique appeal and advantages that come with buying a new build. However, securing a mortgage for a newly built home can work a little differently, which is why we’ve partnered with L&C Mortgages, the UK’s largest fee-free mortgage broker, to ensure you receive the expert guidance you need.

While new builds offer many benefits, mortgages for these homes can involve extra considerations. Some lenders apply stricter limits on how much they are prepared to lend against a new build, especially flats, and may also require a larger deposit, often around 15 percent or more.